Purchasing or Refinancing a Home?
Mortgage Points Calculator
Use our free mortgage calculators to quickly estimate what your new home will cost
- 10-Year Fixed Rate Interest Rate 2.550% Interest Rate 2.550%
- 15-Year Fixed Rate Interest Rate 2.590% Interest Rate 2.590%
- 20-Year Fixed Rate Interest Rate 3.020% Interest Rate 3.020%
- 30-Year Fixed Rate Interest Rate 3.080% Interest Rate 3.080%
Calculate Your Payment
Buying mortgage points when you close can reduce the interest rate, which in turn reduces the monthly payment. But each point will cost 1 percent of your mortgage balance. This mortgage points calculator helps determine if you should pay for points or use the money to increase the down payment.
What Loans Do Home Buyers Choose?
Across the United States, 88% of home buyers finance their purchases with a mortgage. Of those people who finance a purchase, nearly 90% of them opt for a 30-year fixed-rate loan. The 15-year fixed-rate mortgage is the second most popular home loan choice among Americans, with 6% of borrowers choosing a 15-year loan term.
Discover how much your monthly payment would be with our home affordability calculator.
Rent vs Buy Calculator
Compare the costs of buying and renting to see which makes the most sense for you.
Calculate what your new monthly mortgage payment would be if you refinanced.
See how your monthly payment breaks down over time and learn how you can save.
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Refinance your mortgage
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