• 10-Year Fixed Rate Interest Rate 2.550% Interest Rate 2.550%
  • 15-Year Fixed Rate Interest Rate 2.590% Interest Rate 2.590%
  • 20-Year Fixed Rate Interest Rate 3.020% Interest Rate 3.020%
  • 30-Year Fixed Rate Interest Rate 3.080% Interest Rate 3.080%

Calculate Your Payment

Buying mortgage points when you close can reduce the interest rate, which in turn reduces the monthly payment. But each point will cost 1 percent of your mortgage balance. This mortgage points calculator helps determine if you should pay for points or use the money to increase the down payment.

What Loans Do Home Buyers Choose?

Across the United States, 88% of home buyers finance their purchases with a mortgage. Of those people who finance a purchase, nearly 90% of them opt for a 30-year fixed-rate loan. The 15-year fixed-rate mortgage is the second most popular home loan choice among Americans, with 6% of borrowers choosing a 15-year loan term.

Affordability Calculator

Discover how much your monthly payment would be with our home affordability calculator.

Rent vs Buy Calculator

Compare the costs of buying and renting to see which makes the most sense for you.

Refinance Calculator

Calculate what your new monthly mortgage payment would be if you refinanced.

Amortization Calculator

See how your monthly payment breaks down over time and learn how you can save.

If you’re looking for the newest updates, information, or simply the best deals, subscribe to our news settler and start receiving updates about our most beneficial mortgages.

3 + 9 =

Best-Credit-Card-Offers

Get the best rates

  • Mortgage rates
  • 30-year mortgage rates
  • 20-year mortgage rates
  • 15-year mortgage rates
  • 10-year mortgage rates
  • FHA loan rates
  • VA loan rates
  • Jumbo loan rates
  • ARM loan rates

Refinance your mortgage

  • Refinance rates
  • 30-year refinance rates
  • 20-year refinance rates
  • 15-year refinance rates
  • 10-year refinance rates
  • FHA refinance rates
  • VA refinance rates
  • Jumbo refinance rates

Calculate and get advice

  • Mortgage calculator
  • Mortgage refinance calculator
  • How much house can you afford?
  • Amortization calculator
  • Mortgage payment calculator
  • Where rates are trending

Lender Reviews

Best-Credit-Cards-USA

Calculation.Mortgage