Purchasing or Refinancing a Home?
Debt-To-Income Ratio Calculator
Use our free mortgage calculators to quickly estimate what your new home will cost
- 10-Year Fixed Rate Interest Rate 2.550% Interest Rate 2.550%
- 15-Year Fixed Rate Interest Rate 2.590% Interest Rate 2.590%
- 20-Year Fixed Rate Interest Rate 3.020% Interest Rate 3.020%
- 30-Year Fixed Rate Interest Rate 3.080% Interest Rate 3.080%
Calculate Your Debt To Income Ratio
Use this to figure your debt to income ratio. A backend debt ratio greater than or equal to 40% is generally viewed as an indicator you are a high-risk borrower.
Are you thinking of buying a home? Use this free tool to figure your monthly payments on a 10-year FRM for a given loan amount. Current 10-year home loan rates are shown beneath the calculator. This calculator will help you compute a monthly payment and a loan amortization schedule.
What Loans Do Home Buyers Choose?
Across the United States, 88% of home buyers finance their purchases with a mortgage. Of those people who finance a purchase, nearly 90% of them opt for a 30-year fixed-rate loan. The 15-year fixed-rate mortgage is the second most popular home loan choice among Americans, with 6% of borrowers choosing a 15-year loan term.
Discover how much your monthly payment would be with our home affordability calculator.
Rent vs Buy Calculator
Compare the costs of buying and renting to see which makes the most sense for you.
Calculate what your new monthly mortgage payment would be if you refinanced.
See how your monthly payment breaks down over time and learn how you can save.
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Refinance your mortgage
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Calculate and get advice
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